September 2017 Education Luncheon

In this session, we will be discussing VA Best Practices for Lenders. Here are some of the major topics that will be covered:

Eligibility: Full/partial with down payment calculations – both standard and jumbo; 2nd mortgage guidelines with Jumbo VA’s; Reviewing COEs; Restoring eligibility; Dual loans; Surviving spouse; Areas of concern

Qualifying: Ratios and residual guidelines; Family size guidelines; Childcare guidelines; Grossing up tax-free income; Implications of 100% disability in SC; Acceptable assets for required cash; Update on credit analysis; REO consideration

RSVP for the event at